This game of Baccarat is played with 8 decks of cards and is dealt from a box called the "shoe." The dealer deals all hands and is considered the banker. In this game a player places a wager "with" or "against" the bank. If the bet is placed "with" the bank and the bank wins, the player pays a 5% commission ($0.25 minimums).

The player's objective is to achieve a total of "9" with two cards or an additional third card. In the event that "9" is not attained, the highest hand wins. Picture cards and "Tens" have no value with the Ace scored as one point.

Players may bet with or play against the bank at any time. Two cards are dealt alternately to the player's side and to the banker. Player's hand is acted on first.

If the rule calls for a third card, the player, the banker, or both, must take the third card. In the event of a "tie," the hand is dealt over; no one wins or loses.

Player can bet the Tie bet that pays 8 to 1.